Platform Protocol's

DeFi Wonderland is developing and integrating three key protocols which all compliment each other. Firstly, the Aggregated Yield Farming protocol, which brings the best of other platforms into DeFi Wonderland. Secondly, the Decentralized Hedge Fund protocol, which combines baskets of these Yield Farms with delegated investment strategies to give users access to one-click diversified investment vehicles. Thirdly, the Self Repaying Lending protocol, our most exciting protocol, which gives Users the ability to use staked or hedge fund assets as collateral to secure a loan, with the option for the farming yield to pay off the loan automatically.

Farming Protocol: Yield Farming Aggregator & Auto Compounding

DeFi Wonderland will connect with selected popular DeFi platforms aggregating the highest earning rates at that time, to offer staking and yield farming opportunities from across the cryptoverse in a single hub.

Instead of needing to manage user investments across 30 different platforms, DeFi Wonderland will bring them together in a central hub, increase their yield with auto-compounding applied on our platform, and provide insurance to mitigate user risk. Further, in a yield farming first of its kind, Users can stake their Farming Protocol Receipt Tokens as collateral to secure loans in the Lending Protocol.

This allows users to make their money work better for them, with diversification and risk management in place, to allow for maximum upside with minimum downside. This aggregator will be one of the many Platform Hedge Funds available.

Earning Higher Yield on Aggregated Investment Pools (Auto-Compounding)

APR, or Annual Percentage Rate, is the interest rate applied to tokens in that pool. APY, or Annual Yield Rate, is a larger number and implies compounded earnings through that period, despite many platforms not actually compounding for you.

For example, 1000 tokens invested with an APR or interest rate of 70%, would yield 700 new tokens in 12 months. That’s great, but it could be better with compounding, meaning the earned interest is added to the principal to also earn interest. The issue with compounding in blockchain platforms is that each time you compound, it costs network transaction fees and takes daily manual effort.

DeFi Wonderland solves this problem. Not only are the highest yielding rates from many platforms sourced for Users into one place, but the compounding is taken care of too. The smart contracts within our platform automatically claim earned funds, and reinvest those back into the pool to also earn interest. This means users do not need to do this manually, and the network transaction fees are shared across all Users in that pool - making them negligible!

Let’s apply the math of auto compounding to this 70% APR, with compounding applied daily to produce a real return (APY).

• Total Earned = P * (1+r/n)^nt Example : 1000 * (1+0.7/365)^(365*1)

• P = principal or starting balance

• r = APR = 70% or 0.7

• n = compounding periods = 365 days

• t = time = 1 year

The result? Instead of earning 700 tokens after 12 months, you’ve earned 1012.4 tokens! The APY is now effectively 101.2% instead of 70%.

Decentralized Hedge Funds

A range of platform-lead funds, and User lead funds are available for any user to invest in as a pool. These funds allow for diversification of investment in a simple click, they offer higher & aggregated yield farming returns, and allow users to make their token assets work harder for them. Any user can invest in any fund, and WLND staked users can open their own fund, which can be invested into platform-enabled integration partners.

Existing traditional hedge funds only allow invested assets to earn a return by speculative increase of price through HODLING the tokens. This is nice, but it can be much better. DeFi Wonderland takes this two steps further by not only hodling select tokens for an increase in value, but secondly USING those assets to farm more assets with aggregated & auto-compounding yield farming. Then thirdly, using the unique Wonderland lending protocol, allowing the Receipt Tokens of the invested assets to be used as collateral for loans. So not only are you holding a strong asset as it gains, but that asset is paying you a high interest rate and compounding all the same time, AND can be leveraged. The net result is much great bang for your buck!

All platform-enabled Integration Partners will be first vetted for scams, rug pools, smart contract failures, platform weaknesses, hacking possibilities, and possible risks, before being integrated or having any assets invested into them.

An issue for many funds operating within the Crypto space is the overall market dependency and volatility of Bitcoin/USD price. As such, DeFi Wonderland offers a unique individual fund analysis of performance compared against Bitcoin price as well as USD, to gain true clarity.

Fund Fees

The Platform will collect a floor Insurance Contribution, and a Performance Fee, of all funds. For Funds that apply auto-compounding mechanisms, part of the collected Performance Fee will be used for blockchain transaction fees each time the fund is re-invested. Additionally, each Fund manager will have the option to set the following fees above the floor platform fees, for the fund they manage, which are rewarded to them:

• Entry fee

• Exit fee

• Performance fee

• Management fee

Platform fees collected will be allocated to the Ecosystem Funding pool. Fees collected in WLND tokens will remain in WLND, and fees collected using the native tokens of that Fund will be used for market buy-back of WLND tokens.

Investors

• Investors can pool their tokens into a specific fund on the platform, selecting from platform-lead and User-lead options. Invested funds will be redeemable using a Receipt Token, which can also be used as collateral within the Lending Protocol to secure loans.

• The interest plus principal incurred for borrowing the stablecoin against the Receipt Token can be automatically paid off by the interest generated from the original Investment in the Fund, or paid off using WLND Staking rewards. Unlocking the potential for true liquidity of assets while simultaneously benefiting from their yield… A game changer!

User Lead Funds

• Any User can create their own decentralized Hedge Fund, to manage theirs and other invested Users crypto assets. There are safety mechanisms built into the fund wallet which don’t allow the fund manager to withdraw the funds personally and only allow for investment into proven platforms. The fund manager is incentivized to perform with their rewards being directly proportional to the returns generated for investors.

DeFi Wonderland Funds

• Wonderland aims to create the open banking infrastructure of the new financial world, with Funds focusing on maximal upside with minimal downside, and high-yielding stablecoin investments available for Users and risk-averse whales.

• DeFi Wonderland Platform Led Hedge Funds allow for further diversification & higher yield farming capabilities than any other fund or yield farming aggregator currently available.

• Simple Wonderland Funds will combine multiple yield farming aggregator pools from the Farming Protocol, into a single Hedge Fund pool, for diversification & farming of multiple assets with a single click.

• These funds may integrate with other platforms & tokens, and can have added complexity applied using varying strategies like leverage, shorting, longing, staking pools, LP farming, day trading, automatic trading algorithms, and HODLING.

• New funds are proposed by platform Governors, and once approved by the majority vote plus on-chain counsel, are endeavored to be developed by platform contributors.

• Initial proposed Wonderland funds include Stablecoin Farming, High Cap Token farming, Highest APY farming, and up-and-coming Unicorn farming.

Self-Repaying Lending Protocol (DeFi 2.0)

Similar to strong projects such as Aave & Compound lending protocols, but with key added value, DeFi Wonderland will host its own native lending protocol. This protocol enables a range of strategically desirable functions and partnerships.

• In a breakthrough new mechanism, Hedge Fund and Yield Farm Investors or WLAND Token Stakers will be able to use their Receipt Token as collateral to secure a loan for WUSD & WAUD, which they can use or spend as they please. This enables users who have their assets invested and generating a yield, to still leverage those assets and make purchases or other investments!

• Investors & Stakers are offered the unique ability in DeFi Wonderland, to participate in LP Farming while also borrowing against that invested asset. This borrowed asset can be used to invest more into the same original investment pool (applied leverage), or for other uses.

• Users will be able to stake a range of approved tokens, such as Bitcoin, Ethereum, WLND, a range of stablecoins, and approved third party tokens, to earn a yield or leverage as collateral.

• DeFi Wonderland will collaborate with various projects of impactful size, to enable lending functionality via our protocol using their project’s token as collateral. This incentive makes partnering with Wonderland a massive advantage for any project, so their users don’t need to sell their token. This is a key to scaling through partnerships.

• Loans can be automatically paid off by yields generated from the Users investments or staking within the platform, which gives Users the potential to make purchases with their assets, without ever spending their assets, and have the debt automatically cleared!

• This protocol enables users holding assets within the platform to generate a yield by autonomously loaning them out to borrowers, secured by collateral.

• Holders of WLND will be incentivized to keep their tokens forever, as the yield earned from holding their token and using the platform is expected to be greater than the cost of borrowing other tokens with their Receipt Tokens as collateral.

• The lending protocol is one of the platform’s many products which enable the platform to generate revenues, creating a healthy economy.